Every loan offer, seen from all 360 degrees before you sign
FinCredit360 brings together the real terms of online loans in each country: who actually lends, how much, for how long and what you pay back — straight from each provider’s own website.
- Lenders and intermediaries clearly labelled
- Published cost examples side by side
- Free to use, no forms, no personal data
Where can you compare loans with FinCredit360?
🇪🇸 Spain — 13 online loan services
Two direct Spanish lenders and eleven intermediaries, from €50 to €75,000, with each one’s published cost example. Plus a repayment calculator and plain-language guides.
Go to Spain →🇿🇦 South Africa
Short-term loan offers for South Africa are compared on our sister site southafricaloans.co.za, with an affordability calculator and a money blog in English.
Visit southafricaloans.co.za ↗New countries are added only once real, verified offers are available for them — no empty country pages.
How does FinCredit360 compare loans?
For every provider we record the same facts: whether it lends its own money or passes your application on to partner lenders, the legal entity and where it is registered, the amount and term, the representative cost example and the requirements. Everything is dated and linked to its source.
Why does it matter who the lender is?
Many “online loan” brands are intermediaries registered abroad. That can be useful — one form, several offers — but the contract, the APR and the late fees are set by the lender you end up signing with. We show both, so you know before you apply.
Frequently asked questions
What is FinCredit360?
An independent comparison site for online loans. Each country section lists real offers with the amount, term, published cost example and requirements, copied from each provider’s own website.
Which countries are covered?
Spain is live, in Spanish. For South Africa, our sister site southafricaloans.co.za compares short-term loans. More countries will be added only when we have verified offers for them.
Do you lend money?
No. We are not a lender or a credit broker and we never decide on an application. You apply on the provider’s website.
How do you make money?
Some links are affiliate links: a provider may pay us a commission if you apply through them. The terms you get are the same as going direct.
Do you collect personal data?
No. There are no application forms on FinCredit360; you enter your details only on the provider’s site.
How often are offers checked?
Each offer is checked on the provider’s website. The current review of the Spanish offers is dated 8 November 2026.